CFE - Innovators Ages 15

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Youth Accounts

Innovators - Ages 15 – 17

As they enter the world of part-time employment, teens are beginning to drive and become more independent. With this new independence comes a need for a checking account with a debit card, a credit card, ATM access and 24- hour online access with bill payment capabilities.

CFE’s Innovators Account offers these products and services, plus dividends on savings balances of $50 or more and Fun Bucks when you opt in to our Savings Incentive Program. These bonus funds will be sent to your child in Fun Bucks that may be deposited to a special Fun Bucks account tied to your teen’s special Fun Savings Account. As long as they continue to deposit to the Fun Savings Account without making any withdrawals through age 17, the accumulated quarterly bonus funds are theirs to keep.


-	FREE gift at account opening
-	FREE 24-hour account access via MATT Web/MATT Phone
-	Eligible for Savings Builder Share Certificate that can be opened with as little as $5, money may be added to at any time and earns more dividends as it grows to a higher balance
-	Fun Bucks worth 5% of deposits of $10 or more at the end of each quarter when you opt in to our Savings Incentive Program*
-	Visa® Re-loadable Prepaid Card
-	FREE Bill Payer**
-	FREE Visa® Check Card or ATM card
-	No monthly fee checking
-	Platinum credit card with parent or guardian as co-maker

*Maximum Fun Bucks earnings per quarter may not exceed $100. Funds awarded and deposited into the Fun Bucks Account are contingent with certain restrictions that apply. Fun Bucks expire after (1) one year from date of issuance. Fun Bucks are paid quarterly and the rate is 5% on deposits of $10 or more with an APY (Annual Percentage Yield) of 5.09%

**A monthly inactivity fee of $6.95 will be assessed if Bill Payer is not used to pay at least one bill during the previous 90 days per suffix enrolled