Your child is at an age when curiosity and exploration of the world around them is natural. They learn through fun activities and rewards. When your child opens an Explorers Savings Account with a minimum deposit of $5, they’ll receive a special package of gifts to encourage future saving activity.

With each deposit, they can choose a prize from a variety of toys available to them. They’ll earn dividends on their balance of $50 or more. Plus, they can earn Fun Bucks worth 5% of deposits of at least $10 by the end of each quarter.* Just let a Member Service Representative know that your child would like to participate in the Savings Incentive Program. These bonus funds will be sent to your child in Fun Bucks that may be deposited to a special Fun Bucks account tied to your child’s special Fun Savings Account. As long as they continue to deposit to the special Fun Savings Account without making any withdrawals through age 11, the accumulated quarterly bonus funds are theirs to keep. They could earn as much as $400 extra per year!* They may withdraw the cash within the year they become an Adventurer, or keep on saving to earn even more.